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Access to Finance for Cocoa Farmers in Indonesia

Photo blog DL Cocoa farmer MR

A lack of data is a significant bottleneck for financial institutions and development organizations. The same is true for knowledge about a targeted sector, especially when working in agriculture and agri-finance.

One of the most important outcomes of our data analysis is the categorization of farmers into professional, progressing and unprofessional categories, and subcategorizing them into small, medium and large in terms of farm size. This leads to different approaches in targeting farmers, especially in the sense of formal Access to Finance (A2F). Unprofessional farmers produce less than 500 kg of dry cocoa beans per hectare in a year, equivalent to a monthly income of USD 80-100/month.

For more on this story visit the following link: Access to Finance for Cocoa Farmers in Indonesia

Source: European Microfinance Network

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